Why Do You Need a Lasting Power of Attorney?

Explore questions relating to this topic below.

Is a Lasting Power of Attorney a Good Idea?

We advise that everyone over the age of 18 registers an Lasting Power of Attorney (LPA). This is because an LPA acts a lot like an insurance policy in the sense that it guarantees your assets or health and welfare, or both, will be looked after by someone you trust in the event that you lose mental capacity.

We never really know what's waiting for us around the corner, and having an LPA can help put your mind at ease in the knowledge that your affairs will be looked after should something happen to you.

Why Do You Need a Lasting Power of Attorney for Health and Welfare?

A Lasting Power of Attorney (LPA) for Health & Welfare allows someone you trust to make decisions relating to your health and welfare, including decisions relating to your diet, daily routine and treatment. Without an Health & Welfare LPA in place, such decisions might be made in a way that may be against your wishes, and without those looking after your health being aware.


By creating a Health & Welfare LPA, you can ensure that, should something happen to you, you are treated in the way you want and that decisions made on your behalf are in your best interest.

Why Do You Need a Lasting Power of Attorney for Property and Finance?

You don't need to be extremely wealthy or own a lot of assets in order for a Property & Finance Lasting Power of Attorney (LPA)to be worth your while. A Property & Finance LPA gives someone you trust the power to make key decisions relating to your finances, including:

1) Paying out household bills.

2) Managing any investments you may have.

3) Collecting benefits, universal credit and pension payments.

These obligations apply to the vast majority of adults within the UK, and without a Property & Finance LPA these financial affairs may be neglected or mismanaged and could have a negative effect on your income and financial stability. 

When Should You Make a Lasting Power of Attorney?

We advise that you should consider preparing a Lasting Power of Attorney (LPA) as soon as you possibly can. That way you can be protected against the uncertainties of tomorrow as quickly as possible, helping to put your mind at ease and protect your assets simultaneously.

What Happens if you Don't Have a Lasting Power of Attorney?

Nothing will happen to you just because you do not have a Lasting Power of Attorney (LPA). We hope you will lead a long and healthy life without the need to deal with losing mental capacity.

However, if along the way you unfortunately lose mental capacity through illness or an unfortunate accident, then those that care for you will need to apply to the Court of Protection to make decisions on your behalf. This can be a very stressful and time-consuming process, and there is no guarantee that the process will be quick or straightforward.


This is one of the main reasons why we advise that everyone creates an LPA. Not only does an LPA protect you should you lose mental capacity, but it also reduces the burden placed on your loved ones should something unfortunate happen to you.  

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